What personal information do we collect, and why?
We collect personal contact information if you supply it to us. This information is used to fulfill your request for information, products or services, to provide targeted advertising, and to respond to your inquiries.
We will retain your subscriber ID and passwords, if applicable, so that upon request by you we may remind you of them.
If you enter a contest or other promotion, we use your personal contact information to administer the contest or promotion including contacting, announcing and promoting prizewinners. In addition, sometimes our contest rules provide that we may contact contest entrants with promotions and product information. Those rules will also include a way for you to indicate to us that you do not want to be contacted for this purpose. Some contests may also involve co-sponsors, who have their own privacy practices. In these cases, the contest rules and/or entry forms will indicate that your personal information is being shared with these co-sponsors and will provide you with the ability to opt-out from receiving promotions and product information from them.
We collect demographic information, as well as interaction in order to gain a better understanding of your interests so that we may develop better products and services, and to determine your eligibility for other products and services.
If you choose to opt-out of any use of your personal information in accordance with our opt-out policy, we will keep your contact information on a list so that your request can be honoured. If you provide a complaint to any of our departments, we will collect your contact information and the nature of your complaint, for the purpose of investigating your concerns and responding to you.
About Cookies and tracking technologies:
If you are concerned about cookies, it is possible to turn them off in your web browser preferences. The following link - http://www.networkadvertising.org/managing/opt_out.asp has useful information about how to opt out of cookies that are placed by companies who are members of the network NAI (Network Advertising Initiative) Opt-Out. However, please be aware that by disabling cookies, you may not be able to use all portions of our websites, particularly pages requiring registration.
We may place advertising or other links on our websites that originate from outside advertisers. If you view these ads, the advertisers may assign a cookie. HomeOwners.com does not control these cookies, nor is it responsible for any marketing or other use of your information by these advertisers.
Our websites may use Web beacon, gif, or other technologies to better tailor and manage advertising on those sites. These technologies may be in use on a number of pages across web sites. When you access these pages, a non-identifiable notice of that visit is generated which may be processed by us or by our suppliers. These Web beacons usually work in conjunction with cookies. If you don't want your cookie information to be associated with your visits to these pages, you can set your browser to turn off cookies. If you turn off cookies, Web beacon and other technologies will still detect visits to these pages, but the notices they generate cannot be associated with other non-identifiable cookie information and are disregarded.
Many of our websites use third-party advertising companies to serve ads when you visit the site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services that may be of interest to you.
We use IP (internet protocol) addresses, to gather demographic and statistical information about our users, for systems administration and to diagnose problems with our servers, and to administer our websites. We may also use IP addresses to display or allow our third party advertising providers to display more targeted advertising and content.
We may, from time to time, track and analyze anonymous usage and browsing patterns of visitors to our websites to provide our advertisers with more targeted advertising opportunities and to help users see advertising that is most likely to interest them.
Who does HomeOwners.com disclose personal information to, and why?
HomeOwners.com may disclose your personal information under the following circumstances:
To provide you with Marketing Offers, HomeOwners.com may disclose your personal contact information to affiliates and selected sponsors and advertisers. If you do not wish to receive Marketing Offers, you may opt-out at any time by following the opt-out procedure below.
HomeOwners.com may transfer your personal information to third party service providers in order to fulfill your order or perform processing and other specialized services (such as credit card or payment processing, prize fulfillment of our contests, management of customer service requests, and product delivery).
HomeOwners.com may disclose your personal information to our affiliates for internal audit, management, billing or administrative purposes.
HomeOwners.com may disclose your personal information to third parties if you have violated our terms of service or conditions of purchase, or if we need to comply with applicable laws and lawful governmental requests, other legal and regulatory authorities and for other legal reasons.
HomeOwners.com may disclose your personal information on a confidential basis to parties connected with the contemplated or actual financing, insuring, sale, assignment or other disposal of all or part of our business or assets, including for the purposes of determining whether to proceed or continue with such transaction or business relationship or fulfilling any records or other reporting requirements to such parties.
Consent and opt-out policy:
In general, HomeOwners.com seeks consent to use your personal information in accordance with our opt-out policy. Except as set out in this section, HomeOwners.com obtains your express opt-in consent to use or disclose sensitive personal information.
If you do not wish to receive Marketing Offers, you may opt-out at any time by doing either of the following:
- Follow the instructions at the bottom of any email Marketing Offer you receive.
- Email Customer Service at privacy@HomeOwners.com and request that your personal information not be used for Marketing Offers.
It may take 2-4 weeks to fully process your opt-out request.
We will give you access to the information we retain about you within a reasonable time, upon written request, satisfactory identification and proof of entitlement. In some cases, we may not provide access to personal information in our possession or control. If we deny your request, we will advise you in writing of the reason for the refusal and you may challenge our decision.
How to address concerns regarding your privacy.