coverage

How Much is Homeowners Insurance?

If you get a mortgage to buy a home, your lender will require you to carry homeowners insurance. However, even if you buy your home with cash, homeowners insurance is a good idea to protect your investment. The cost of homeowners insurance varies based on a number of factors, but based on the level of …

What Is Covered By Homeowners Insurance?

Homeowners insurance is a financial product that works to protect a homeowner from financial loss due to damage to a home. With all of the things that can possibly damage a home, every homeowner should have homeowners insurance to protect his or her investment. Though every homeowner should have insurance for his or her home, …

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Is Homeowners Insurance Required?

If you get a mortgage to purchase a home, your lender will require you to obtain homeowners insurance. But even if you buy a home with cash, having homeowners insurance is a good idea to protect your investment. How does it work? Homeowners insurance protects your home and its contents from damage from disasters, theft …

Category: Homeowners, Insurance
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What Does Homeowners Insurance Cover?

The need to protect a major investment such as your home is quite significant, because without homeowners insurance a single disastrous event or criminal act can result in devastating and unrecoverable losses. There are six different categories of homeowners insurance to consider according to your budget, particular needs and degree of risk. However, you should …

Category: Homeowners, Insurance
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How Much Homeowners Insurance Do I Need?

Homeowners, both old and new, always have questions about homeowners insurance. While there are a number of questions homeowners may have about homeowners insurance, by far the most frequently asked question is, “How much homeowners insurance do I need?” The answer to this question isn’t as complex as many people think, it just has to …

Category: Homeowners, Insurance
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Does My Homeowner’s Policy Cover Flood Damage?

Typically, a standard homeowners insurance policy does not include coverage for potential flood damage. However, some individuals may confuse traditional flooding with internal flooding, which can be caused by a burst pipe or leaking plumbing fixture. In cases of internal flooding, homeowners policies typically cover the damage caused by the water, but do usually not …

Category: Homeowners, Insurance
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What All Students Should Know About Renters Insurance

Renters insurance is probably the last thing on any students mind while they are moving into residence to continue their education. Meeting new friends, unpacking all their expensive gadgets, planning for classes and enjoying no longer living at home doesn’t leave much time to worry about insurance. However, tenant insurance is something all students must …

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The Advantages of Getting a Home Insurance Broker to Help

Home insurance is a necessary choice for all informed and aware homeowners. There is no guarantee of anything in this life and devastating damage could occur to a home at any point. This damage would likely be very expensive and could bankrupt homeowners trying to pay for repairs from their own pockets. For all these …

Category: Homeowners, Insurance
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Getting the Best Health Insurance for the Fund-Conscious Student

As a rule of thumb, funds tend to be short for many University students the world over. One way to help save money is to make sure to have proper student health insurance as medical bills can amount to thousands. Sudden illness or medical emergencies cannot be planned or predicted, and without proper insurance the …

Category: Health, Insurance
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Moving Out and Getting Renters Insurance

Some first time home renters may think that because their possessions aren’t worth much, they don’t need renters insurance. True, the second hand teapot from your mum and that old set of plates your grandmother found may not be worth much, but covering possessions is not all renters insurance does. Renters insurance not only insures …