liability

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A Quick Guide to Getting the Right Homeowner’s Insurance

Everyone looks forward to having a place to call his or her own. Owning a home is one of the most fulfilling things you can do. Unfortunately, it is not without its risks. Your home is constantly under threat from natural disasters, break-ins, vandalism, and more. These events can all be extremely costly, so insurance …

Category: Homeowners, Insurance

Getting Insurance While Remodeling

Homeowners planning to undertake any sort of remodeling project need to make sure they (and their contractor) are properly insured. Sometimes this just means making sure the contractor has all the necessary insurance. However, when doing major remodeling projects that involve additions to the building, personal insurance often needs to be extended too. The best …

The Importance of Insurance While Remodeling

Remodeling is a very worthwhile but normally expensive process that is not free of risk. While the end results make it all worth it, there are plenty of things that can go wrong during the remodeling process. For this reason, to protect the homeowner from being on the hook for lots of money it is …

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Why Roofing Insurance Should Matter to Homeowners

Roofers insurance is quite expensive as roofing is considered a high-risk occupation. For this reason, some roofing contractors try and skate by without proper coverage and insurance, which leaves the homeowner at risk of being sued. If the roofing contractor or any of their sub-contractors are injured on site then the homeowner could be held …

Category: Insurance, Roofing
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What All Students Should Know About Renters Insurance

Renters insurance is probably the last thing on any students mind while they are moving into residence to continue their education. Meeting new friends, unpacking all their expensive gadgets, planning for classes and enjoying no longer living at home doesn’t leave much time to worry about insurance. However, tenant insurance is something all students must …

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Moving Out and Getting Renters Insurance

Some first time home renters may think that because their possessions aren’t worth much, they don’t need renters insurance. True, the second hand teapot from your mum and that old set of plates your grandmother found may not be worth much, but covering possessions is not all renters insurance does. Renters insurance not only insures …

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Is Homeowners Insurance Required?

If you get a mortgage to purchase a home, your lender will require you to obtain homeowners insurance. But even if you buy a home with cash, having homeowners insurance is a good idea to protect your investment. How does it work? Homeowners insurance protects your home and its contents from damage from disasters, theft …

Category: Blog, Homeowners, Insurance
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What Is Covered By Homeowners Insurance?

Homeowners insurance is a financial product that works to protect a homeowner from financial loss due to damage to a home. With all of the things that can possibly damage a home, every homeowner should have homeowners insurance to protect his or her investment. Though every homeowner should have insurance for his or her home, …

Category: Blog, Homeowners, Insurance